Borrow Smart | Employment + Education Centre

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Borrow Smart

Debt Relief: What are my options?


Are you struggling with your debt? Bankruptcy is not the only option. This module explores the pros and cons of paying back debt, consolidation loans, debt management plans, consumer proposals and bankruptcy.

Downloads: Comparison Worksheet

Additional Resources
16x9 - Bad Debt: Do credit settlement agencies really deliver?
Alternatives to Bankruptcy
10 documentaries on the Haves and Have-nots
How long does information stay on my credit report

Borrowing Money


Borrowing money is a big decision. Sometimes we don't realize how big until we get into trouble. Take our Cash Stack challenge and test your knowledge of borrowing money.

Additional Resources
Park Avenue: Money, power and the American Dream
Why it's important to check your credit scores

Credit Scores


What is a credit score and why does it matter? What do I do when my credit score has been damaged due to debt or bankruptcy? In this learning guide we will explore these issues and more.

Additional Resources
Equifax free credit report
Transunion free credit report
What is the Bank of Canada and what does it do?
Why it's important to check your credit scores


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